Pricing & engagement

Simple commercial models. Clear outcomes.

Lumin offers three ways to engage — designed to keep governance straightforward and focus attention on stabilisation, control and measurable value in your treasury technology landscape.

Most clients start with a short diagnostic, then move into scoped work or a retainer once priorities and ownership are clear.

Diagnostics • Scoped delivery • Retainers
Principles

What you’re paying for (and what you’re not).

Lumin’s pricing is built around outcomes and operational risk reduction — not “bums on seats”. You should expect clarity on scope, assumptions, deliverables and ownership from day one.

Clear scope & acceptance

Defined deliverables, success criteria, and what is out-of-scope — so decisions stick.

Client-side accountability

Independent advice and practical delivery that strengthens internal ownership in BAU.

Outcome-led delivery

Prioritisation based on risk, effort and business impact — not the loudest ticket.

Engagement models

Three ways to engage — depending on your need for speed and structure.

Fees are agreed based on scope, duration and complexity. The aim is to keep commercial terms simple and aligned to outcomes — not time spent in meetings.

Focused diagnostic (time-boxed)

A short, structured review to identify control gaps, workflow friction, interface risks and reporting issues — with a prioritised plan.

  • Best for “we need clarity fast” situations
  • Outputs: findings + recommendations + action plan
  • Typically delivered over 1–3 weeks

Scoped delivery package

Clearly defined delivery with agreed milestones — for example workflow redesign, reporting improvements, reconciliation uplift, or integration stabilisation.

  • Documented scope and assumptions
  • Milestone-based invoicing
  • Acceptance criteria agreed upfront

Support retainer (L2/L3)

A monthly retainer sized to your live environment and operational demand — covering triage, enhancements, periodic health checks and roadmap support.

  • Tiered levels based on expected demand
  • Baseline hours included per month
  • Simple rate card for overflow
For different stakeholders

What this means for CFOs, Treasurers and IT owners.

The same model answers different questions for different stakeholders. Lumin makes these explicit so everyone understands why the spend exists and what it protects or enables.

If you are a CFO

Predictable spend, fewer technology surprises in treasury, and a clearer view of operational risk exposure.

If you lead Group Treasury

A pragmatic split between quick wins, structural fixes and support — so BAU gets calmer and decisions stick.

If you own the IT budget

Clear scope and ownership boundaries — and a realistic plan for what stays with internal teams vs specialist support.

Next steps

A short conversation, then a simple proposal.

Rather than generic packages, Lumin proposes an approach based on your treasury footprint, live system landscape and priorities for the next 6–18 months.

01. Intro call

A confidential conversation to understand context, constraints and what “good” looks like.

02. Options

A simple outline with one to two ways to engage — designed around outcomes and ownership.

03. Start

Delivery begins with clear check-ins and practical documentation so knowledge stays inside the organisation.

Want an indicative approach and fees for your context?

Share your treasury footprint and current systems. Lumin will suggest a sensible way to start and outline indicative fees.

Lumin Treasury Consulting • UK & Europe • Treasury technology & automation